Be Careful with Your Credit Cards

[sourcreamnjive]

Subject: Fwd: Ways to steal your credit card

During these busy times, think of this valuable information.
Happy Holiday Shopping.....

Subject: Ways to steal your credit card
>
>
> I would never have thought of some of these.
>
>
> SCENE 1.
>
> This is a new one.
> People sure stay busy trying to cheat us, don't they?
>
> A friend went to the local gym and placed his belongings in the locker.
>
> After the workout and a shower, he came out, saw the locker open, and
> thought to himself, "Funny, I thought I locked the locker. Hmm." He
> dressed and just flipped the wallet to make sure all was in order.
>
> Everything looked okay - all cards were in place.
>
> A few weeks later his credit card bill came - a whooping bill of $14,000!
>
> He called the credit card company and started yelling at them, saying that
> he did not make the transactions.
>
> Customer care personnel verified that there was no Mistake in the system
> and asked if his card had been stolen.
> "No," he said, but then took out his wallet, pulled out the credit card,
> and yep - you guessed it - a switch had been made.
> An expired similar credit card from the same bank was in the wallet.
>
> The thief broke into his locker at the gym and switched cards.
> Verdict:
> The credit card issuer said since he did not report the card missing
> earlier, he would have to pay the amount owed to them.
>
> How much did he have to pay for items he did not buy?
>
> $9,000! Why were there no calls made to verify the amount swiped?
> Small amounts rarely trigger a "warning bell" with some credit card
> companies.
>
> It just so happens that all the small amounts added up to one big one!
>
>
> SCENE 2.
>
> A man at a local restaurant paid for his meal with his credit card.
> The bill for the meal came, he signed it, and the waitress folded the
> receipt and passed the credit card along.
> Usually, he would just take it and place it in his wallet or pocket.
> Funny enough, though, he actually took a look at the card and, lo and
> behold, it was the expired card of another person.
> He called the waitress and she looked perplexed.
>
> She took it back, apologized, and hurried back to the counter under the
> watchful eye of the man.
>
> All the waitress did while walking to the counter was wave the wrong
> expired card to the counter cashier, and the counter cashier immediately
> looked down and took out the real card.
>
> No exchange of words --- nothing! She took it and came back to the man
> with an apology.
>
> Verdict:
>
> Make sure the credit cards in your wallet are yours.
> Check the name on the card every time you sign for something and/or the
> card is taken away for even a short period of time.
>
> Many people just take back the credit card without even looking at it,
> "assuming" that it has to be theirs.
>
>
> FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH
> TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!
>
>
> SCENE 3:
>
> Yesterday I went into a pizza restaurant to pick up an order that I had
> called in.
>
> I paid by using my Visa Check Card which, of course, is linked directly to
> my checking account.
>
> The young man behind the counter took my card, swiped it, then laid it on
> the counter as he waited for the approval, which is pretty standard
> procedure.
> While he waited, he picked up his cell phone and started dialing.
>
> I noticed the phone because it is the same model I have, but nothing
> seemed out of the ordinary.
>
> Then I heard a click that sounded like my phone sounds when I take a
> picture..
>
> He then gave me back my card but kept the phone in his hand as
> if he was still pressing buttons.
>
> Meanwhile, I'm thinking: I wonder what he is taking a picture of,
> oblivious to what was really going on.
> It then dawned on me: the only thing there was my credit card, so now I'm
> paying close attention to what he is doing.
>
> He set his phone on the counter, leaving it open.
>
> About five seconds later, I heard the chime that tells you that the
> picture has been saved.
>
> Now I'm standing there struggling with the fact that this boy just took a
> picture of my credit card.
>
> Yes, he played it off well, because had we not had the same kind of
> phone, I probably would never have known what happened.
>
> Needless to say, I immediately canceled that card as I was walking out of
> the pizza parlor.
>
> All I am saying is, be aware of your surroundings at all times
>
> Whenever you are using your credit card take caution and don't be
> careless.
> Notice who is standing near you and what they are doing when you use your
> card..
>
> Be aware of phones, because many have a camera phone these days.
>
> When you are in a restaurant and the waiter/waitress brings your card and
> receipt for you to sign, make sure you scratch the number off.
>
> Some restaurants are using only the last four digits, but a lot of them
> are still putting the whole thing on there.
>
> I have already been a victim of credit card fraud and, believe me, it is
> not fun. The truth is that they can get you even when you are careful, but
> don't make it easy for them.
>
>
> LET'S GET THE WORD
> OUT! JUST BE AWARE
>
>
>
>
>
>
>

[Non fishin fool]

Thanks Joe. Lots of devious people in the world. Maybe if they put as much effort into honest work they wouldn't need to steal?

[beacondawg]

That was so long I forgot I have no credit cards.